MCB Tower Karachi - Biggest Building Of Pakistan

Written By Ravinder Kumar on Thursday, September 23, 2010 | 11:05:00 PM

MCB Tower Karachi - Biggest Building Of Pakistan


MCB Tower situated in Karachi, Pakistan is the headquarters of MCB Bank Limited formerly Muslim Commercial Bank. It is the tallest building in Pakistan. It is about 116 m tall and contains 29 floors and 3 basements. Construction began in 2000 and was completed in 2005.












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SBA Commercial Mortgage Loan and Business Finance Strategies

SBA Commercial Mortgage Loan and Business Finance Strategies

This article provides an overview of several business finance factors that commercial borrowers should understand before attempting to obtain a Small Business Administration loan (SBA loan) to buy either commercial real estate or a business opportunity investment. There are many commercial mortgage and business loan misunderstandings involving the use of an SBA loan due to the complex nature of this approach to business financing.



Two of the most difficult business loan and commercial mortgage situations for a business owner involve obtaining a Small Business Administration loan and refinancing an SBA loan. There are practical business finance solutions for both of these common business investment problems.

Are SBA Loan and Business Finance Programs Difficult?

There are usually two schools of thought about getting a Small Business Administration loan to buy a business:

(1) Avoid this kind of commercial loan at all costs.

(2) Use such a business finance loan whenever possible.

These conflicting investment financing viewpoints are due to a commercial mortgage business loan process that is perceived as complex and difficult by many commercial borrowers.

In reality SBA loan programs are more practical than they often appear. It is critical to the success of a Small Business Administration loan program to be working with a business finance advisor and lender that is proficient at this difficult commercial mortgage and commercial loan process. There are many potential commercial financing problems to avoid when attempting to obtain a small business loans, and very few lenders are skilled in this business financing area.

Anticipating Business Investment Problems Before They Occur: Business Loan Refinancing

One of the major investment drawbacks of an SBA loan has historically been the difficulty of refinancing the Small Business Administration business financing later. Current options have revised the situation and it is more feasible to arrange refinancing. It is still accurate to say that refinancing is not routinely available, but more importantly it is much easier to obtain than it was in prior years.

Advance commercial real estate loan and commercial loan planning can avoid some of the SBA loan refinancing problems. First and foremost, if the original business financing is arranged without a small business loan, this will make later business refinancing easier than if a Small Business Administration loan is involved. This means that commercial borrowers should at least consider if the initial business loan requires this form of commercial financing before proceeding.

Finalizing Small Business Financing: Two Common Commercial Loan Misunderstandings

One of the most frequent criticisms of an SBA loan program is the amount of paperwork required to complete the business loan and commercial mortgage process. What many commercial borrowers fail to understand is that any business financing process is likely to involve substantial paperwork and formal documentation requirements. In the end the key is working with a business finance advisor that understands what is required and can facilitate the submission procedures.

Beyond the paperwork concerns, a more critical and real problem is working with an SBA lender that is not very good at successfully completing Small Business Administration loan requirements. Even though there are many commercial lenders that publicize their ability to process these complicated and specialized commercial loans, in reality there are very few lenders nationwide who are consistently successful at completing the complex loan process in a timely manner.

Alternatives to SBA Loan Financing – Conventional Real Estate Investment and Business Opportunity Loan Options

Conventional business finance options should always be considered simultaneously with the possibility of obtaining an SBA loan. As noted above, the feasibility of refinancing a business loan or commercial real estate loan in the future will depend heavily on the choices made by a commercial borrower when obtaining the initial commercial mortgage.

A conventional business loan or commercial mortgage might be more feasible than many borrowers realize. Refinancing is likely to be more successful if an experienced business finance lender and advisor are involved.

Stephen Bush is a commercial mortgage and business loan expert. Find out more about business financing and working capital solutions provided by AEX Commercial Financing Group at => http://aexllc.com
11:05:00 PM | 0 comments | Read More

Crater Lake Wallpapers

Crater Lake Wallpapers


Crater Lake is a caldera lake located in the south-central region of the U.S. state of Oregon. It is the main feature of Crater Lake National Park and famous for its deep blue color and water clarity. The lake partly fills a nearly 2,148 foot (655 m) deep caldera . That was formed around 7,700 (± 150) years ago.






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Bridal Walima Dresses for Pakistani and Indian Girls

Bridal Walima Dresses for Pakistani and Indian Girls








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Arabic Mehndi Designs for Girls

Arabic Mehndi Designs for Girls – Beautiful Henna Patterns








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Priyanka Chopra & Ranbir Kapoor visit Lalbaughcha Raja Ganpati

Priyanka Chopra & Ranbir Kapoor visit Lalbaughcha Raja Ganpati






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Odette Yustman Looking Beautiful

Odette Yustman Looking Beautiful








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Nikon Coolpix S80 with OLED Touch Screen

The new Nikon Coolpix S80 is a compact digital camera that stands out with an excellent high-quality OLED screen, 3.5-inch diagonal touchscreen especially! Due to the nature OLED screen (with a viewing angle of 180 degrees), the Nikon Coolpix S80 technical advances in power going from the previous S70 12.1 megapixels to 14.1 megapixels and falling below the thumb in the thickness that settles on 0.7.

Nikon S80 therefore allow act directly on images onscreen 3.5 inch like lately announced S1100p with Integrated Projector. Sister takes over the previous S70 5x optical zoom and the ability to shoot video at 720p HD, with the owner EXPEED image processor C2.

Nikon S80 appeal bit much to target younger and more style conscious and thus offers colors ranging from the more serious silver and brown to red that is more interesting. In the middle are black, pink, blue and gold for real everyone. The selling price of Nikon S80 will be $ 329.



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Start Your Own Business in 10 Easy Steps

Start Your Own Business in 10 Easy Steps

If you are ready to venture out on your own and be your own boss, there are 10 essential steps you need to follow to be set up for success. I will list these steps then go into detail about each step. These steps apply to all small, home-based businesses.



>>>>Determine what area you would like to do business in
>>>>Write a business plan
>>>>Come up with a business name
>>>>Get a business phone number, Address and Checking Account
>>>>Register Your business
>>>>Get Insurance and Bonding
>>>>Get office/business supplies
>>>>Build a Website
>>>>Start Advertising
>>>>Meet with your first customer

1. The first and most important step is to determine what you would like to do. What areas interest you? Do you like pets? Do you like people? Do you want to work on the computer or out in the fresh air? A great place to get an idea of all that is available is IVillage and About.com. Make sure you research the business you are interested in getting into to determine if it is a right fit for you. Join discussion forums and read up on what others in the business experience and ask questions. You can also go to the local library and read books written on the subject. You don't want to invest your money into something you find is not right for you.

2. A business plan is essential for your success and growth as an entrepenuer. You can get a free template at SCORE. A business plan will outline the steps you need to take, how much to spend, and your goals.

3. Once you have decided and researched the business you want to start, you can come up with a business name. Keep it simple and easy for your customers to remember. Your business name should have in it a reflection of what you do. For example, if you are a house cleaner, your business can be something like Perfect Touch Cleaning. If you are a landscaper, you can be called Trimmers Landscaping. You just want to be sure your customers can figure out what you do from your name. Also, make the name easy to pronounce and spell. Ask the people on the discussion groups you belong to which they like best and get some valuable feedback.

4. The next step is to set up your business identity. Your phone number should not be your home number. You can use a cell phone or set up a second dedicated line. You should have a professional voice mail message and should always answer the phone professionally. Next is to set up your mailing address. You can use a PO Box or a private box through UPS. The UPS boxes sound more like you have an actual business address, but either is fine. A PO Box is much cheaper if you want to be cost effective. Your checking account should then be acquired after your phone and mailing address are established. You can get a free business checking account.

5. Once your identity is in place, you can get a business license or register with the state if a license is not required. To find out what is needed for your business.

6. Next you will need a general liability policy. The type of policy coverage will depend on the type of business you are starting. The price will range from $200-$1500 depending on amount of coverage. You can get a price quote at netquote.com or call your local agents such as Nationwide or State Farm. If you are going to have employees, you may also want to get a bond. This will cover your business against employee theft. Your local agents can also help you with this.

7. Next you will need to get your business cards, business forms and other office supplies. You can get your business cards at Vista Print and your business forms at Home Business Forms.

8. Next you will need to start building your website. You can start off with just a basic, free website and move to bigger and better things when you are ready, but I suggest you at least get a domain name ($8/year) to point to the site that way when you are ready to get a better website you won't lose your search engine rankings and have to start over. The purpose of a website is to provide your potential customers with a way to find you over the internet. It doesn't have to be fancy. You mainly just need your name, what you offer and contact info. You can do a very easy, simple website for a great price at Homestead.

9. A website is your first form of advertising, but you are now ready to hit the pavement. Put ads in the paper, inquire about the yellow pages, put up some flyers and starting spreading the word that your business is up and running. During the first year you will be doing a lot of advertising. Make sure you track how much, when and what your return was on advertising so you know where you will need to focus your money next time. You have to determine which form of advertising worked best at getting paying clients.

10.Now that you have reached the last step, your phone should be ringing with your first customer ready to schedule an appointment!

Good luck!
10:42:00 PM | 0 comments | Read More

Start Your Own Business in 10 Easy Steps

Start Your Own Business in 10 Easy Steps

If you are ready to venture out on your own and be your own boss, there are 10 essential steps you need to follow to be set up for success. I will list these steps then go into detail about each step. These steps apply to all small, home-based businesses.



>>>>Determine what area you would like to do business in
>>>>Write a business plan
>>>>Come up with a business name
>>>>Get a business phone number, Address and Checking Account
>>>>Register Your business
>>>>Get Insurance and Bonding
>>>>Get office/business supplies
>>>>Build a Website
>>>>Start Advertising
>>>>Meet with your first customer

1. The first and most important step is to determine what you would like to do. What areas interest you? Do you like pets? Do you like people? Do you want to work on the computer or out in the fresh air? A great place to get an idea of all that is available is IVillage and About.com. Make sure you research the business you are interested in getting into to determine if it is a right fit for you. Join discussion forums and read up on what others in the business experience and ask questions. You can also go to the local library and read books written on the subject. You don't want to invest your money into something you find is not right for you.

2. A business plan is essential for your success and growth as an entrepenuer. You can get a free template at SCORE. A business plan will outline the steps you need to take, how much to spend, and your goals.

3. Once you have decided and researched the business you want to start, you can come up with a business name. Keep it simple and easy for your customers to remember. Your business name should have in it a reflection of what you do. For example, if you are a house cleaner, your business can be something like Perfect Touch Cleaning. If you are a landscaper, you can be called Trimmers Landscaping. You just want to be sure your customers can figure out what you do from your name. Also, make the name easy to pronounce and spell. Ask the people on the discussion groups you belong to which they like best and get some valuable feedback.

4. The next step is to set up your business identity. Your phone number should not be your home number. You can use a cell phone or set up a second dedicated line. You should have a professional voice mail message and should always answer the phone professionally. Next is to set up your mailing address. You can use a PO Box or a private box through UPS. The UPS boxes sound more like you have an actual business address, but either is fine. A PO Box is much cheaper if you want to be cost effective. Your checking account should then be acquired after your phone and mailing address are established. You can get a free business checking account.

5. Once your identity is in place, you can get a business license or register with the state if a license is not required. To find out what is needed for your business.

6. Next you will need a general liability policy. The type of policy coverage will depend on the type of business you are starting. The price will range from $200-$1500 depending on amount of coverage. You can get a price quote at netquote.com or call your local agents such as Nationwide or State Farm. If you are going to have employees, you may also want to get a bond. This will cover your business against employee theft. Your local agents can also help you with this.

7. Next you will need to get your business cards, business forms and other office supplies. You can get your business cards at Vista Print and your business forms at Home Business Forms.

8. Next you will need to start building your website. You can start off with just a basic, free website and move to bigger and better things when you are ready, but I suggest you at least get a domain name ($8/year) to point to the site that way when you are ready to get a better website you won't lose your search engine rankings and have to start over. The purpose of a website is to provide your potential customers with a way to find you over the internet. It doesn't have to be fancy. You mainly just need your name, what you offer and contact info. You can do a very easy, simple website for a great price at Homestead.

9. A website is your first form of advertising, but you are now ready to hit the pavement. Put ads in the paper, inquire about the yellow pages, put up some flyers and starting spreading the word that your business is up and running. During the first year you will be doing a lot of advertising. Make sure you track how much, when and what your return was on advertising so you know where you will need to focus your money next time. You have to determine which form of advertising worked best at getting paying clients.

10.Now that you have reached the last step, your phone should be ringing with your first customer ready to schedule an appointment!

Good luck!
10:42:00 PM | 0 comments | Read More

Axis Porto Business and Spa Hotel

Axis Porto Business and SPA is a modern 4-star hotel. Hotel  is situated beside Porto University campus, 3 km from the UNESCO World Heritage Centre of Porto. The hotel also has a restaurant, bar, private garage parking, spa with dynamic pool, sauna, Turkish bath and sensory shower. Leisure and business travellers will find that staying in this hotel means their needs will be attended to.




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